Find Out what it's like to get Approved with MI Gente Auto Finance
Fill out the application below to get started!
Secure Easy Financing at Mi Gente
Welcome to Mi Gente’s Finance Application page, where low down payments and fast approval go hand in hand. Don’t sweat your credit score—your job is your credit here. As long as you have a steady income, we’ll strive to get you behind the wheel. No Texas driver’s license? That’s okay. We’ll work with a passport or alternate ID.
- In-House Financing – No bank hoops to jump through
- Flexible Payment Plans – Based on your pay schedule
- Passport or Other ID Accepted
- Rebuild Credit – On-time payments reported to bureaus
Why Mi Gente’s Buy Here Pay Here?
We believe in second chances—and sometimes even first chances if you’re new to credit. Our Buy Here Pay Here model allows us to approve customers directly, with fewer restrictions. Whether you’re just starting to build credit or need to bounce back, Mi Gente helps you move forward with confidence.
- Fast Approvals
- Low Down Payment
- Bilingual Assistance
- Easy Paperwork
What You Need to Apply
Our application process is straightforward, but having these documents ready will speed things up:
- Proof of Income (e.g., pay stubs, bank statements)
- Valid Identification (passport or alternative government ID)
- Proof of Residence (utility bill, lease agreement)
- References (as requested)
No social security number? No worries—we’ll explore other ways to verify your info.
Buy Here Pay Here Financing: 3 Easy Steps to Approval
Step: 1
Apply
Getting started is simple! Fill out our easy online application or visit Arlington Auto Trader to apply in person. You don’t need perfect credit—our Buy Here Pay Here financing is designed to work for everyone.
Step: 2
Verify
Our team will review your application and verify your documents provided.
Don’t have a Social Security number? We can get you financed! We accept passports and other valid forms of ID.
Step: 3
Drive
Once approved, it’s time for the fun part—choosing your vehicle! Select from our wide inventory of reliable cars, trucks, and SUVs. Drive off the lot with confidence, knowing you’re getting a car you can afford!
Finance FAQ
We specialize in low down payments to make ownership accessible.
Yes—passports or other forms of ID are welcome.
Many customers hear back the same day, especially if all documents are in order.
Paying on time can build or rebuild credit since we report to major bureaus.
We still encourage you to apply—our in-house system is more flexible than banks.
¡Sí! Nuestro equipo bilingüe está listo para ayudarle.
Apply Now, Drive Soon
Ready to take the wheel? Fill out our online application or visit us in person. We’ll tailor a financing plan that fits your income, so you can get on the road fast without hidden fees or intimidating credit checks.
Visit Mi Gente in Arlington
We’d love to see you in person to finalize your financing or show you our 1,000+ vehicles. Our dealership in Arlington, Texas is open Monday–Saturday to accommodate your schedule.
